For more than 25 years, Dale M. Krause, J.D., LL.M., has provided Medicaid Compliant Annuities to elder law attorneys, and their clients, throughout the United States. As a result of his practice, Mr. Krause has been labeled "The Pioneer of Medicaid Compliant Annuities."
Mr. Krause is the CEO of Krause Financial Services, a business that designs, develops, markets, and distributes Medicaid compliant products. Mr. Krause earned his B.S. degree from the University of Wisconsin-Stevens Point, in 1981, his J.D. degree from Thomas Cooley Law School, of Lansing, Michigan, in 1985, and his LL.M. in Taxation from DePaul College of Law, of Chicago, Illinois, in 1990. He is a practicing member of the Wisconsin Bar, an inactive member of the Michigan Bar, an out-of-state member of the Tennessee Bar Association, an out-of-state member of the New York Bar Association, and a licensed insurance agent.
Mr. Krause is a regular speaker and educator at continuing legal education forums throughout the United States. In addition to his notable affiliations, including: National Academy of Elder Law Attorneys, Inc., Academy of Special Needs Planners, ElderLawAnswers, Florida Legal Education Association, Medicaid Practice Systems, American Association of Attorney-Certified Public Accountants, WealthCounsel Advisors Forum, and ElderCounsel, Mr. Krause's work and experience has also been recognized in major publications, including: Senior Market Advisor, NAELA News, The Wall Street Journal, and Lawyers Weekly USA. In Adriane G. Berg's recent book entitled "How Not to go Broke at 102", Mr. Krause was interviewed on the topic of Medicaid planning and the use of Medicaid Compliant Annuities. In Attorney K. Gabriel Heiser's book entitled How to Protect Your Family's Assets From Devastating Nursing Home Costs - 2nd Edition, Mr. Krause provided state specific Medicaid references.
As a result of his national sales, Mr. Krause has achieved some of the top honors in the insurance industry, including the "Top of the Table" (highest distinction) with the Million Dollar Round Table - The Premier Association of Financial Professionals, for the past five years. Additionally, Mr. Krause has been recognized by Lincoln Financial Group as a 2008 Premier Partner. Furthermore, Mr. Krause has consistently achieved President's Club status (highest ranking) for the past 10 years in addition to a Chairman's Leadership Award for outstanding performance with Employees Life Company (Mutual), a leader in the development of Medicaid Compliant Annuities.
Finally, because long-term care insurance is now highly recommended to protect against future long-term care costs, in May of 2008, Mr. Krause obtained the designation of Long-Term Care Professional (LTCP) from the Center for Insurance Education and Professional Development. As result of the designation, Mr. Krause now offers a Single Premium Long-Term Care Insurance Policy which includes a full return of premium rider, and covers home health, assisted living, and nursing home care.