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Blog

Short-Term Medicaid Compliant Annuities

With the Deficit Reduction Act of 2005 (DRA '05) having eliminated the stand alone Medicaid Compliant Annuity as a viable Medicaid planning opportunity for an individual faced with a long-term nursing home stay, what reasonable Medicaid planning option exists for that individual? In the majority of states, the individual will proceed with a Gifting/Short-Term Medicaid Compliant Annuity (“MCA”) Plan (“the Plan”). How does the Plan work? The Plan works because the individual will simultaneously m ...