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Long-Term Care Insurance Audit

5/27/2008 1:17 PM

For those of your clients who have purchased a Long-Term Care Insurance Plan (“LTCI”) which is more than 5 years old, a LTCI audit is now a necessity. The purpose of the LTCI audit is to address the following issues: Is the current coverage sufficient to meet today's Long-Term Care costs? Does the LTCI policy cover all levels of LTC care, including home health care, assisted living care, and nursing home care? What must happen in order to trigger the payment of LTCI benefi ...

Disclaimer: Krause Financial Services is incorporated in the State of Wisconsin. Dale M. Krause, and Krause Financial Service, Inc., by means of this web site, is not offering legal advice. With respect to the material contained in this web site, some of the material may be affected by current and future changes in law. For those reasons, the accuracy and completeness of such information, and the opinions of its author, are not guaranteed. In addition, because of the complexity and interrelationship of various areas of law which are presented in this web site, from which there may be certain exceptions or limitations, the strategies and plans outlined in this web site may not be suited for every individual, in every state. As such, it is strongly suggested that before employing any one, or more, of the techniques, strategies, expositions of any law, the reader should secure the services of a competent elder law attorney in their respective state.