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Veterans Aid & Attendance
For those veterans looking for economic assistance to pay for home healthcare, assisted living, or nursing home care, they might want to investigate whether they are eligible for a monthly VA Aid and Attendance Benefit ("A&A"). In order to qualify, the veteran must have served during an active wartime, received a quality discharge, be permanently and totally disabled, be in need of daily aid and attendance, and have nominal assets and a low monthly income. For most veterans who s ...
Throughout the inquiries that were made this week in the Ask Dale section, I received an interesting question from an elder law attorney in Texas regarding the use of annuities in VA planning. The Texas attorney asked whether an annuity utilized in VA planning should follow the same guidelines as an annuity utilized in Medicaid planning (i.e. irrevocable, non-assignable, zero cash value, etc.).
The VA Program does not require that an immediate annuity contract be compliant with the Defici ...
With more elder law attorneys expanding their practices to include Veterans Aid & Attendance planning, many plans will fail because the financial advisor/insurance agent did not understand the applicable Medicaid rules. As a result, inappropriate products are sold to the client and/or his or her family.
Avoid the Medicaid Trap by working with qualified representatives at Krause Financial Services.
In a case where a veteran resides in an assisted living facility, and is concerned that his or her monthly income is insufficient to meet his or her needs, the veteran may want to consider qualifying for the Veteran's Aid and Attendance Program.
On July 24-25, 2008, Connie Ashley and Kendra Bishop, of Krause Financial Services, attended Attorney Victoria L. Collier's educational program entitled "VA Benefits Aid & Attendance Income Workshop", in New York, NY.
The purpose of their attendance was to gain accreditation from the Department of Veterans Affairs for Krause Financial Services to offer Aid & Attendance benefit planning to elder law attorneys, and their clients. Even though the Aid & Attendance Program offers b ...
With more elder law attorneys expanding their practices to include the offering of the Veteran's Aid & Attendance (A & A Program) benefits to their clients, if the plan is not properly structured, it may cause the client to be ineligible for Medicaid benefits in the future. Where does the problem lie?
The problem lies in the fact that the A & A Program does not have a look back period for improper transfers or gifts, while the Medicaid program does. As such, in a typical ...
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