Dental Care and Medicaid

webrequest@medicaidannuity.com — Thu, 24 Dec 2009 15:31:53 GMT

It is a well known fact that most seniors who are receiving Medicaid benefits do not receive the best dental care, and many receive none at all. But did you know that poor dental care can lead to heart disease, and other health conditions, resulting in an untimely death?

According to my dentist, a person's mouth has almost 700 different types of bacteria living in it. Some of the bacteria are good, but some are bad. The combination of bacteria helps in breaking down food particles. Every time we eat, drink, or even open our mouths, the numbers of bacteria will increase. However, through regular brushing and proper dental care, the bacteria can be kept under control. On the other hand, improper dental care can result in gum infections, gingivitis and similar oral diseases, which is the avenue for harmful bacteria to enter the blood stream. Once in the blood stream, they are recognized as a leading cause to heart conditions and heart attacks.

For those seniors on Medicaid, the easiest solution is to have a dental insurance plan. Under the Medicaid rules, prior to determining the Medicaid recipient's monthly co-pay amount, the cost of any insurance plan, including dental insurance, is a 100% deductible expense. Thus, there is absolutely no reason not to have a dental plan.

In light of the above, Stonebridge Life Insurance Company of Rutland, Vermont, offers a guaranteed issue dental insurance plan for individuals to age 99. The plan pays for up to 100% of preventive care, including check-ups and cleanings, and pays up to 50% of basic and major dental services. Plan premiums start at approximately $35.00 per month.

To learn more, please feel free to make an inquiry via the Contact Us page.

Dale's Blog

Dental Care and Medicaid