the land mines in crisis Medicaid planning.
attorneys in building their elder law practice.
asset preservation with Medicaid Compliant Annuities
eligibility for Medicaid and VA benefits
Request a Quote

Krause Financial Services is a pioneering financial services firm that specializes in the design, development and sale of Medicaid Compliant Annuities and financial planning services in order to help elder law attorneys qualify their clients for Medicaid and VA Benefits.

National Leaders
Leading Educators
Unique Products
Strategic Resources
Growing Clientele
Industry Pioneers
We Take a National View

We do business in almost all 50 states and stay informed on state-specific rules and regulations. We sponsor and speak at numerous events throughout the country. Our goal is to empower elder law attorneys nationwide by providing customized support, education, products, and services.

We Are Responsive

Timing is everything. Upon receipt of all the necessary client information, we guarantee your annuity quote or comprehensive proposal will be returned to you within one business day. If we receive your request for a quote or proposal, and we need some additional information before proceeding, we will contact you as soon as possible with any additional information.

We Are Educators

As the national leader in counseling and advising on the use of insurance products in crisis Medicaid planning, we take pride in our educational services and our stance as a thought leader in the elder law industry. We constantly research Medicaid regulations, updates, and eligibility standards to ensure sound and responsible planning. We share this information with you to ensure your success.

We Are The Trusted Resource

We are the nation’s premier provider of Medicaid Compliant Annuities. We also offer VA Annuities, irrevocable funeral expense trusts, whole life insurance, refusal letters, annuities to fund a personal services contract, tax-deferred annuities, and more.

We Are Specialists

Krause Financial Services acts as full service boutique crisis planning firm. We diligently compile the most updated state-specific figures for ease of planning. We also offer one-on-one case guidance, Medicaid planning case analysis and Veterans Benefits planning case analysis, including planning letters. Additionally, we will value and purchase non-compliant annuities and offer expert testimony and litigation support. We are the go-to company and your strategic partner in crisis Medicaid planning.

The Growing Need for Long-Term Care

The need for long-term care has never been greater. The number of Americans over the age of 65 is expected to reach over 80 million by 2050, and at least 70% of seniors will require long-term care. With nursing home bills often running $85,000 or more annually, many seniors quickly deplete their life savings trying to pay for care. Crisis Medicaid planning can help.

We Are The Thought Leaders

Krause Financial Services has over 25 years of crisis Medicaid planning experience, working with elder law attorneys and helping build practices across the nation. Founder Dale M. Krause, J.D., LL.M. has earned the distinct reputation as the “Pioneer of Medicaid Compliant Annuities” and thousands of elder law attorneys have trusted him, as well as Krause Financial Services, when their clients are in crisis situations.

What Our Clients Are Saying

“Annuities are complex, so to have a company like Krause is great, especially when you have many other things to worry about it in the Medicaid planning process.”

Andrew M. Luoma
Attorney at Law P.L.L.C., of Counsel for John L. Harrison: Attorney at Law

“My relationship with Krause has always been positive. I would recommend Krause as a resource to anyone without hesitation.”

Dave D. Nesbit
Attorney at Keystone Elder Law, PC

“I have had many questions and Krause always provides the answers.”

Ellen Lutzow
Elder Law Attorney at The Lutzow Law Firm LLC

“I recommend Krause all the time. I’ve trained hundreds of lawyers and I always recommend that they work with Krause.”

Jeffrey R. Bellomo
Certified Elder Law Attorney at Bellomo & Associates, LLC

“My recommendation? Go with Krause. They’ve been around for a long time.”

Jeffrey R. Bellomo
Certified Elder Law Attorney at Bellomo & Associates, LLC

“If an answer isn’t readily available I know Krause will help me the best that they can. They are surprisingly fast – I’ve been very impressed.”

Katarina Youngell
Legal Assistant at Hougum Law Firm, LLC

“When someone is considering a Gift/Annuity plan, Dale Krause’s name comes up first, without a doubt.”

Valerie Peterson
Attorney and CEO of ElderCounsel

“It’s all about relationships and providing a good service. Krause definitely does that.”

Zoey Vecellio
Director of Operations at Hougum Law Firm, LLC

“Without folks like Krause Financial, I know I would be much less effective and successful. I always know that I am treated like I am your only customer and that is so much appreciated.”

Ellen Lutzow
Elder Law Attorney at The Lutzow Law Firm LLC

By providing both the plan and the products, we advise elder law attorneys on preserving their clients’ assets with Medicaid-compliant products and practices.

Serving as the primary knowledge resource on crisis Medicaid planning, The Krause Report includes information on financial products, changing state regulations and case studies.

As an attorney-led organization, our unique capabilities and products enable elder law attorneys to build their practice—we’re practice builders.

Krause Reports
Law Firms
Hours of