Krause Financial Services is a pioneering financial services firm that specializes in the design, development and sale of Medicaid Compliant Annuities and financial planning services in order to help elder law attorneys qualify their clients for Medicaid and VA Benefits.
We do business in almost all 50 states and stay informed on state-specific rules and regulations. We sponsor and speak at numerous events throughout the country. Our goal is to empower elder law attorneys nationwide by providing customized support, education, products, and services.
Timing is everything. Upon receipt of all the necessary client information, we guarantee your annuity quote or comprehensive proposal will be returned to you within one business day. If we receive your request for a quote or proposal, and we need some additional information before proceeding, we will contact you as soon as possible with any additional information.
As the national leader in counseling and advising on the use of insurance products in crisis Medicaid planning, we take pride in our educational services and our stance as a thought leader in the elder law industry. We constantly research Medicaid regulations, updates, and eligibility standards to ensure sound and responsible planning. We share this information with you to ensure your success.
We are the nation’s premier provider of Medicaid Compliant Annuities. We also offer VA Annuities, irrevocable funeral expense trusts, whole life insurance, refusal letters, annuities to fund a personal services contract, tax-deferred annuities, and more.
Krause Financial Services acts as full service boutique crisis planning firm. We diligently compile the most updated state-specific figures for ease of planning. We also offer one-on-one case guidance, Medicaid planning case analysis and Veterans Benefits planning case analysis, including planning letters. Additionally, we will value and purchase non-compliant annuities and offer expert testimony and litigation support. We are the go-to company and your strategic partner in crisis Medicaid planning.
The need for long-term care has never been greater. The number of Americans over the age of 65 is expected to reach over 80 million by 2050, and at least 70% of seniors will require long-term care. With nursing home bills often running $85,000 or more annually, many seniors quickly deplete their life savings trying to pay for care. Crisis Medicaid planning can help.
Krause Financial Services has over 25 years of crisis Medicaid planning experience, working with elder law attorneys and helping build practices across the nation. Founder Dale M. Krause, J.D., LL.M. has earned the distinct reputation as the “Pioneer of Medicaid Compliant Annuities” and thousands of elder law attorneys have trusted him, as well as Krause Financial Services, when their clients are in crisis situations.
“Annuities are complex, so to have a company like Krause is great, especially when you have many other things to worry about it in the Medicaid planning process.”
“My relationship with Krause has always been positive. I would recommend Krause as a resource to anyone without hesitation.”
“I have had many questions and Krause always provides the answers.”
“I recommend Krause all the time. I’ve trained hundreds of lawyers and I always recommend that they work with Krause.”
“My recommendation? Go with Krause. They’ve been around for a long time.”
“If an answer isn’t readily available I know Krause will help me the best that they can. They are surprisingly fast – I’ve been very impressed.”
“When someone is considering a Gift/Annuity plan, Dale Krause’s name comes up first, without a doubt.”
“It’s all about relationships and providing a good service. Krause definitely does that.”
“Without folks like Krause Financial, I know I would be much less effective and successful. I always know that I am treated like I am your only customer and that is so much appreciated.”
By providing both the plan and the products, we advise elder law attorneys on preserving their clients’ assets with Medicaid-compliant products and practices.
Serving as the primary knowledge resource on crisis Medicaid planning, The Krause Report includes information on financial products, changing state regulations and case studies.
As an attorney-led organization, our unique capabilities and products enable elder law attorneys to build their practice—we’re practice builders.
Purchasing a Medicaid Compliant Annuity: Pre Snapshot Date vs. Post Snapshot Date
POSTED ON - April 2, 2018Purchasing a Medicaid Compliant Annuity: Pre Snapshot Date vs. Post Snapshot Date When purchasing a Medicaid Compliant Annuity in a traditional spousal situation, two important figures come into play for considering the Community Spouse Resource […]Learn More
Does the State Have to be Named Primary Beneficiary?
POSTED ON - March 15, 2018Does the State Have to be Named Primary Beneficiary? A common question our office receives is, “Does the state Medicaid agency have to be named primary beneficiary on the annuity contract?”. In almost all situations, […]Learn More
Zahner v. Mackereth: Short-Term Medicaid Compliant Annuities
POSTED ON - March 5, 2018Zahner v Mackereth: Short-Term Medicaid Compliant Annuities On January 16, 2014, the United States District Court for the Western District of Pennsylvania held that a Medicaid Compliant Annuity holding a term of 60-months is a […]Learn More
Pennsylvania – Community Spouse Court Decision – Weatherbee
POSTED ON - March 4, 2018Pennsylvania Community Spouse Court Decision – Weatherbee In 2006, I worked with a Pennsylvania elder law attorney who had a Medicaid case involving a husband and wife, the Weatherbees. The institutionalized spouse, Mr. Weatherbee, entered […]Learn More