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  This is the second in a two-part blog post which answers popular questions many people ask when they start planning for Medicaid benefits.   What appeal rights are available? If your client has been […]

One of the requirements an annuity must meet in order to be considered Medicaid compliant is that it is actuarially sound. The term “actuarially sound” means that the owner of the annuity will receive their […]

  This is “part one” of two-part series of popular questions many people have when they begin planning for Medicaid benefits.   What is the difference between Medicare and Medicaid in providing for nursing home […]

“Name on the Check Rule” The “Name on the Check Rule” is a guideline used by Medicaid to determine who owns income. If a check is made payable to one individual, that same individual will […]

  A MaineCare waiver that would have fundamentally changed crisis planning for married couples was rejected in its entirety by new Democratic Governor, Janet Mills.  The waiver was put into motion by former Republican governor […]

Many people may misinterpret the Gift Tax Exclusion and assume, incorrectly, that the amount they gift to a loved one will not have any effect on their Medicaid eligibility. As you are planning with your […]

When a loved one has passed, naturally one would start thinking of and planning a funeral. However, many people do not realize the cost associated with a funeral and how, if your loved one has […]

First, what makes an annuity “immediate” For an annuity to be “immediate,” it must be annuitized.  Once annuitized, the product no longer has cash surrender value, unlike tax-deferred annuities which always have cash value.  For […]