Long-Term Care Insurance

If you have a client that is currently healthy but worried about potential future long-term care costs, a hybrid long-term care insurance policy may be the perfect solution. The hybrid long-term care insurance products we offer can be purchased with either a single premium or guaranteed fixed multiple premium payments, and can be funded with either non-qualified or tax-qualified funds. The policy also contains a death benefit so if the owner never needs long term care, their beneficiary(ies) will receive a wealth transfer.
For more information regarding this pre-planning tool, contact us today!

A Long-Term Care Insurance policy is right for your client if:
They are currently healthy but worried about potential future long-term care costs.
They want to leave an estate to their heirs.
Don't have enough in assets to reasonably self-insure against the risk of long-term care.