Developing Solutions for your Clients Facing Long-Term Care

We help attorneys across the country on their crisis Medicaid cases. We will review your client's unique case facts and create a comprehensive proposal to accelerate eligibility for benefits using a Medicaid Compliant Annuity.

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Comprehensive Help You Can Trust:
Whether you're new to elder law or you're a crisis Medicaid planning expert, you can trust us to provide the tools and resources you need to succeed. Our proven and effective strategies will help your clients achieve eligibility, as well as peace of mind.
We Provide:
    Complimentary Eligibility Proposals
    Our Benefits Planners will provide a detailed planning letter outlining a strategy to accelerate Medicaid eligibility, an annuity recommendation, and the economic results of the plan.
    Product Support
    If your client chooses to proceed with the plan, our Benefits Planners will guide you through the annuity application, the purchasing process, and issuance of the contract.
    Timely Responses
    When dealing with crisis Medicaid planning, we understand that time is of the essence. We guarantee your complimentary case analysis within one business day.
    One-on-One Guidance
    If you have any questions or concerns regarding your client's proposal, we are here to help. We will walk you through the plan step by step.
    State-Specific Planning
    Medicaid rules vary from state to state. Our office constantly researches updates and regulations to ensure the proposed analysis fits your state's exact requirements.
How We Work With You:
Working with our office is simple.
  • 1
    Provide your client's case facts via e-mail, phone call, or our online quote request tool.
  • 2
    Upon receiving the necessary information, a Benefits Planner will provide you a comprehensive proposal within one business day, along with the annuity application.
  • 3
    When your client is ready to proceed, simply send us the executed application and funds.
  • 4
    After we ensure the annuity meets all federal and state regulations, we overnight the application and funds to the insurance company.
  • 5
    Within 5-10 business days (in most cases), we receive the annuity contract and immediately forward it to your office.
We Work With Members of The Most Trusted Organizations in Elder Law
Receiving a Denial
Death Claims

Our Crisis Medicaid Case Analysis is completely complimentary and nonobligatory.  Our goal is to help you and your clients weigh options for Medicaid eligibility so you can make a well-informed decision.  If your client does decide to proceed with the annuity plan, a fee may be due at that time.  If a fee is associated with the annuity purchase, this will be outlined in the proposal provided by our office.  Fees are based on the premium amount and term of the annuity being purchased.

In every case analysis, a Medicaid Compliant Annuity will be part of the spend-down plan for Medicaid eligibility.  To learn more about this crisis planning tool, go to our “Medicaid Compliant Annuity” page [link].  Other insurance products may also be recommended to assist in the spend-down of your client’s assets.  These products may include Irrevocable Funeral Expense Trusts, Whole Life Insurance Policies, and Long-Term Care Insurance if dealing with a healthy community spouse.  For a complete list of our products and their descriptions, go to our “Products” page.

In the event of a Medicaid denial, we can help.  Simply provide us a copy of all supporting documentation for review.  Most denials can be remedied at the caseworker level, however should your case require a fair hearing, our office can provide fair hearing assistance and expert testimony at no cost.  For more information on this service, visit our “Expert Testimony and Litigation Support” page.

Our case assistance doesn’t end once the annuity is purchased.  Should your client predecease the annuity term, we can assist with the death claims process. Simply notify our office of the insured’s passing and provide us a death certificate.  If the state Medicaid agency was listed as a beneficiary, we will work with the agency directly to determine the amount and settle the claim.

Q: Do you work directly with my client to complete the purchase?

A: We are happy to assist your clients with any questions they may have regarding the annuity purchase; however, the elder law attorney is our preferred point of contact throughout this process.


Q: Are you familiar with my state’s regulations?

A: Yes – We are up-to-date on all state-specific case decisions, laws, regulations, and updates.


Q: How do I begin a case with Krause Financial Services?

A: Please fill out our online quote request form or download our intake sheet. If you’d prefer to speak with someone directly, you may call our office at (866) 605-7437. If you’ve worked with us before, you may also directly email the Benefits Planner you’ve worked with in the past.


Q: How can I learn more about Medicaid planning?

A: As the national leader, we take pride in our education services and our position as a thought leader in the elder law industry. Our tireless research allows us to leverage our knowledge into comprehensive, practical educational resources.  Visit our “Education” page for more details on our educational resources.